Wealth creation results from practicing value investing principles.
Courses and Times

Wealth Building Fundamentals

Building a budget

Balancing your chequebook and reconciling your bank statement

Different methods of earning an income

Developing the 10% savings discipline

How credit ratings are determined

Credit cards (secured and unsecured)

Wealth Creation and Management

Various methods to save your money

Various methods to invest your working capital

Various methods to invest your savings

Power of compounding and investing for the long term (more than two years)

Investing for the short term (less than one year)

Understanding how taxes are collected and redistributed

Debt Management

Lending money to friends and family

Borrowing money from friends and family

Borrowing money from banks

Analyzing the costs of driving and owning a new vehicle compared to a used one

What happens if you go into bankruptcy? Distancing yourself from the payday loans trap

Managing your debt repayments as opposed to claiming bankruptcy

Beware of word combinations such as 'good debt.'

Money School offers 18 courses divided into three groups. You can take each group as a single workshop, or you can select individual courses that fit your specific needs. Once you determine which subjects and class format appeal most to you, please register by phone or online.

Wealth Building Fundamentals Back to top

These six courses cover key financial basics. You work hard earning your money, and we teach you how to live comfortably within your means. The Wealth Building Fundamentals workshop includes all six subjects.

Course MS1

Building a budget

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This course helps you develop a one-year spreadsheet to forecast your revenues and expenses.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Tina Thrussell
Course MS2

Balancing your chequebook and reconciling your bank statement

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This course helps you recognize that your bank balance is seldom in tune with your actual balance.

For those who are fortunate enough to operate their checking account with a cash cushion, this class helps ensure you are not being overcharged for banking fees or incorrectly charged for purchases you have not made.

For those operating without a cushion, it helps you avoid "not sufficient funds" (NSF) hassles and other unnecessary fees.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Tina Thrussell
Course MS3

Different methods of earning an income

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Thanks to the "Rich Dad Poor Dad" writings and books such as "Cash Flow Quadrant," all of us are becoming more aware of the different methods of earning an income. These include employment, self-employment, business ownership/management, and profitable investing.

Each method produces a different perception of how to make money. This course helps you understand each of them and also reminds you that work is a gift!

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Tina Thrussell
Course MS4

Developing the 10% savings discipline

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Saving money is much easier said than done for most and is a natural discipline for few. This course helps you develop a system with an accountability mechanism that will have you saving soon.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Tina Thrussell
Course MS5

How credit ratings are determined

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This course helps you understand how credit ratings are established and how bankers and other lenders view your ratings. The savings you can obtain by becoming a low credit risk are life altering.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Tina Thrussell
Course MS6

Credit cards (secured and unsecured)

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Most people need to use credit cards. Managing them effectively can be difficult for some, thus leading to unnecessary interest payments. Credit card debt can be difficult to recover from if you're not managing your finances effectively and efficiently.

This course reinforces the importance of using your credit cards responsibly and also explains how to obtain and use a secured credit card to create your own financial advantage.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Tina Thrussell
Speculative investing principles are different from value investing principles.
Wealth Creation and Management Back to top

These six courses explain how to create wealth. We teach you how to save money, invest funds, and pay reasonable taxes. You can take the Wealth Creation and Management workshop, which includes all six subjects.

Course MS7

Various methods to save your money

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This course discusses how the ultimate savings account at your bank compares with a pre-authorized savings deduction at a savings-based firm or an investment group. We explain where your savings will be safeguarded and how everyone wins by saving with a credible institution, organization, or specialized investment firm.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS8

Various methods to invest your working capital

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Is it better to pay down your debt or build up your RRSP? Is life insurance an investment in your dependents' or family's security? What type of life insurance is most valuable to you? Should you risk buying stock in a public company or instead invest in a private company? What are bonds? What are Junk Bonds?

This course tackles your investment questions head on. We make recommendations about how to keep your working capital safe and growing. We help you transition between saving your money and putting it to work for you at a growth rate that outpaces inflation.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS9

Various methods to invest your savings

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Should you use a money manager, wealth preserver, trust the bank, or manage your wealth yourself? It is said that fools and their money soon part. Your savings is important for many reasons. We help you understand how to successfully convert from having your money work for you to working for fun while your savings becomes a security blanket for you and yours.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS10

The power of compounding and investing for the long term
(more than two years)

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This course explains how valuable time becomes in the wealth building game. Many people fail to realize that building a million dollars requires an original stake of as little as $15,000 and the time and ability to let it grow in the right places.

Keep time on your side and gain comfort in the power of compounding. Warren Buffet and Berkshire Hathaway have been in the compounding business for over 60 years.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS11

Investing for the short term (less than one year)

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In the short term, the buy-low/sell-high investment strategy works—sometimes. If you are an adrenaline junkie when it comes to playing with your investment stake, then this course will help you. If you want to take some time off (to go to Money School) and decide what is best to do with your recent inheritance, buyout, or windfall, then this course also is for you.

We explain how to safegaurd your money in a GIC or short-term savings account while you take a timeout to build your wealth management strategy, expand your knowledge, and enhance your abilities to manage your wealth successfully.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS12

Understanding how taxes are collected and redistributed

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This course helps you understand how and why the government relies on your contributions to operate the country and to service the collective well-being and state of the country. Taxes are the great equalizor in the wealth building game.

The taxman will try to be as much as a 35-percent partner in your paycheck. We want you to know how and when the tax factor should be considered to reduce your investment risks. In summary, we want course graduates to become proud taxpayers—but not foolish ones.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Wealth building fundamentals include banking, saving, budgeting, and exercising discipline with your money management abilities.
Debt Management Back to top

These final six courses explain how to manage wealth and debt. They cover lending and borrowing money, vehicle ownership, and bankruptcy issues. The Debt Management workshop includes all six subjects.

Course MS13

Lending money to friends and family

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This course helps you consider whether loaning money is wise and helpful to all concerned. You are not a bank, but you are viewed as a bank because you have money. Have you considered that not all loans issued by banks get repaid?

We help you factor in the emotional impact of being involved in this type of money solution. As well, we help you prepare for the potential downsides and upsides that can come with approving this type of financial support.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS14

Borrowing money from friends and family

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It can be great if a family member or friend is willing to loan you money when required, but that card rarely gets played wisely. Is the money you require for a business idea? Is it a good idea? A good business idea? Is this money for a bail-out or to endorse an addiction of yours?

This course helps you consider all your options and helps you manage this money problem. We help you qualify (and quantify) your request. If you decide you seriously want to take this route, then we also help you create your sales pitch.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS15

Borrowing money from banks

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Term loans, credit lines, overdraft, secured, unsecured, co-signers, etc. This course helps you understand what the bank is looking for from you, which typically is no anticipated risk and the full and timely repayment of your interest and principle.

This course explains when different types of borrowing are warranted and how to avoid having the bank scoop from your "bank" pocket. Banks are cheap money! This course helps keep them that way.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS16

Analyzing the costs of driving and owning a new vehicle compared to a used one

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Leasing, dealer finance, bank finance, cash purchase, new, or used? Most of us require a car, so this is a cost we must account for. It probably doesn't make cents to buy a new vehicle, but it might make sense to you.

This course shares the truths about your depreciating vehicle and emphasizes the key factors to consider. Do you make more money than you spend each month? Each year?

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS17

What happens if you go into bankruptcy?
Distancing yourself from the payday loans trap

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When you are short of money, there are wiser alternatives than a payday loan. The book "The Richest Man in Babylon" implies that the money problems that were in existence when money was first used in commerce are still around today.

If you are having a tough time with money, don't forget there is a fine line between success and failure. With patience and discipline, you can put yourself on a track towards developing wealth instead of being cornered by it. They say that if you keep change in a glass on your counter, then you are wealthier than 99 percent of the world's population.

This course provides insight as to what happens if you go into bankruptcy and how it might affect you both positively and negatively. In regards to the payday loans trap, we explain why putting good money after bad money is a wasteful excercise for all concerned.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
Course MS18

Managing your debt repayments as opposed to claiming bankruptcy

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Managing debt can be a slippery slope. This course helps you determine what the realities are in regards to being able to pay off your debts and recover from the burden of debt. Claiming bankruptcy and refocusing on a fresh start might be wiser than rebuilding your wealth and credit.

If you think you're about to be financially derailed, don't worry. Many people before you have encountered this reality and have emerged stronger as a result. You can count on us to be in your corner as you handle this money management issue.

 
Saturday 10:00am–5:00pm Workshop segment Facilitator: Shawn Jordan
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